Should you become the victim of an Illinois car accident, one of the most catastrophic injuries you could receive is a traumatic brain injury. As its name implies, a TBI causes what could be severe injury to your brain when the impact of the crash makes your head and neck jerk violently back and forth, consequently causing your brain to likewise rattle back and forth within your skull.
Depending on the severity of your TBI, you could suffer lifelong symptoms such as the following:
- Vision problems
- Hearing problems
- Speech problems
- Mobility problems
- Cognitive problems
- Psychological problems
Immediate and lifetime actual costs
As you may expect, your medical and other costs associated with your TBI could quickly become almost as catastrophic as the injury itself. Studies show that these costs could mount to more than $1 million in the first six months after your accident.
Should your TBI occur while you are a young person in your twenties, your lifetime medical, rehabilitation and personal care costs could skyrocket to $500,000 each year, for a total lifetime cost of $15-20 million.
As devastating as your actual costs could be, they are only the tip of the TBI iceberg. If your TBI results in you becoming unable to work, you will lose your income at precisely the time when you need it the most. Should you require a caregiver to assist you with daily activities, one of your family members likely will lose his or her income as well since (s)he will have to quit his or her job to stay home with you. In addition, caregivers themselves often suffer a multitude of physical and psychological symptoms brought about by the constant stress and strain of providing the constant care many TBI victims require.
Per one study, costs borne by the families of TBI victims rise to over $375 billion nationwide each year. Unfortunately, however, these costs seldom make it into national health care and/or insurance coverage discussions. They, therefore, represent the hidden costs of TBI injuries.